Posts Tagged ‘Credit Score’
Credit scores and late payments
Wednesday, May 23rd, 2012
It is very important to pay your debt on time; otherwise it will badly affect your credit score. Your total credit score includes 35% of your payment history. Thus, if you make late payments, that simply shows your inability of making repayments. It will result in the lender’s unwillingness to lend you. Here are the […]
Tags: Credit Cards, Credit Score, Late Payments
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Credit Score under 650
Thursday, September 3rd, 2009
Chances are if you have a credit score under 650 life is going to be just a bit tougher. Since the economy and consumers are so dependent on credit, a low credit score will cause you to pay more of credit over your life. The Cost of a Credit Score Under 650 There is no […]
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Credit Score and Higher Limits
Sunday, August 30th, 2009
If you are looking for ways to boost your credit score asking for higher limits on your credit card is common advice you might here. Background on Your Credit Score First, to understand how higher limits on your credit cards could help your credit score you need to know the credit score formula. When you […]
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Credit Score Do’s and Dont’s
Thursday, August 27th, 2009
There are so much advice out these about how to improve your credit score and what you should do to maintain it. Here is a quick list to help you know what is best for your credit score. Do: Pay your Creditors on Time This seems obvious but is a struggle for many individuals. This […]
Tags: bad credit, Credit Score, Credit Score Myths, excellent credit score, improve credit score, Late Payments, raise your credit score
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The highest possible credit score
Tuesday, June 9th, 2009
What is the highest possible credit score? Well, if you look at the traditional credit score models you usually see that 850 is agreed to be the highest possible credit score. Now, there are credit score models that do allow for scores higher that 850. The VantageScore goes to 990, but it starts higher. The […]
Tags: Credit Score, credit score range, good credit score
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Credit Score Models
Tuesday, June 9th, 2009
If you were aware you have more than one credit score. If you really look there are over 1000 different credit score models. A bit strange and confusing, but here is a quick guide to explain which credit score model you should care about. You might think the phrase credit score means a specific number […]
Tags: Credit Score, credit score range, credit score scale, FICO score, FICO score range
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Good Credit Score in 2009
Sunday, June 7th, 2009
Since the recent events in the credit market, the definition of what a good credit score could be changing. What has happened in the credit market and the old way your score was viewed. The best account of this could be the new times writer, Edmund Andrews, who just released a book on the crisis, […]
Tags: Add new tag, Credit Score, FICO score, good credit score
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3 Steps on how to get a good credit score
Saturday, June 6th, 2009
Many people today are finding a good credit score is becoming more and more important. That leaves them wondering how to get a good credit score? Here is a little and basic list to help answer this question Step 1 on how to get a good credit score: Pay your bills on time Since the […]
Tags: Credit Score, good credit score
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30 Day Late Payments
Saturday, June 6th, 2009
Consider a less severe form of delinquency 30 day late payments can have a varied effect on your credit score. Its effects are related to how often this happens. If you are person who frequently pays your accounts on time then one late payment can have a larger effect than a person who always pays […]
Tags: Add new tag, Credit Score, Late Payments
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Credit Score Improvement Tips
Friday, June 5th, 2009
Trying to improve your credit score is no easy task. Individuals usually start by looking for a easy and quick way to do so, but find there really isn’t. There are many credit score improvement tips out there, but here is a short condensed list Credit Score Improvement Tip One: Focus on Your Payment History […]
Tags: Credit Score, improve credit score
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How to dispute a credit report error
Friday, June 5th, 2009
One of the best ways to improve your credit score or get on a path to an excellent credit score is to clean up your credit report. Your credit score is completely based on the information found on it and having incorrect info could be hurting your score. The first step on how to dispute […]
Tags: Credit Score, credit score range, credit score scale
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The Good Credit Score Range
Thursday, June 4th, 2009
Getting a loan could be the toughest in years. The credit crunch has really made the lending restrictions tight and only those individuals that fall in the good credit score range will get approved. What is a Credit Score Range? Consumers that have scores which are close to one another often get put into pools […]
Tags: Credit Crunch, Credit Score, credit score range
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Excellent Credit Score Range
Wednesday, March 11th, 2009
Where do you have to be better than a good credit score? How about in the excellent credit score range. To start the average American consumer is somewhere around a 680 credit score. A good credit score is usually above this level. This will get you a nice rate on a loan and will help […]
Tags: Credit Score, excellent credit score
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A Credit Score is Not a FICO Score
Sunday, February 22nd, 2009
How many times have you heard the term credit score? How many times have you heard FICO score? They seem to be used interchangeably, but they really are not. The truth is a FICO score is a type of credit score. A credit score is a general term. There is a reported thousand plus different […]
Tags: credit report, Credit Score, vantage score
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The Reasons Why You Want an Excellent Credit Score
Friday, February 13th, 2009
So do you want a good credit score? The truth is you need to have an excellent credit score. Why? The money you will save will make a huge difference in your life. It will actually create less burden in your life and create some breathing room. If you are wondering what an excellent credit […]
Tags: Credit Score, excellent credit score, good credit score
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Credit Score Scale
Thursday, February 12th, 2009
There are several different ways to score credit. There is the FICO score, Beacon score, and VantageScore. Actually there is over one thousand different ways to score credit. But are they all on the same credit score scale? Most actaully are but thier scoring could be different. The most common credit score scale ranges from […]
Tags: credit history, Credit Score, FICO score
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How do you get a Free Credit Score Online?
Wednesday, February 11th, 2009
The truth is there really is no such thing as a free credit score online. That is because you have to pay for your credit score. A credit report is free, but not a credit score. There is one way around this you can try. This is going to take you signing up for a […]
Tags: Credit Monitoring Service, Credit Score, Free Credit Score
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